It also is a very technical process, and has several rules that the party garnishing must follow.
A garnishment is not only humiliating and embarrassing, it often times creates a financial disaster.
By the time you are notified that your bank account(s) have been garnished, the bank has already taken all but $150!
By the time you are notified that your salary has been garnished, your employer has already deducted 25% of your paycheck!
THERE MUST BE A JUDGMENT GRANTED AGAINST YOU BEFORE YOU CAN BE GARNISHED. A GARNISHMENT IS VALID ONLY IF THE JUDGMENT THAT IT IS BASED UPON IS VALID. IF THE JUDGMENT THAT THE GARNISHMENT IS BASED UPON IS VOID, THEN THE JUDGMENT CAN BE SET ASIDE AND THE GARNISHMENT CAN BE QUASHED.