Federal law restricts the times that a collection agency can call you. There are also restrictions on the number of times that a collection agency may call you in a day and in a week.

There are restrictions on who a collection agency can speak to in Attempting to collect a debt. There are also certain rights that a collection agency must give you when contacting you. There are restrictions on a collection agency’s right to call you at work. There are requirements as to what items a collection agency must include in any telephone message left.

There are requirements as to what a collection agency must include in any collection letters they send you. There are restrictions as to the tone and content of a collection letter. You have the federal right to demand certain information from a collection agency. You have the federal right to restrict telephone collection activity from collection agencies.