4 MISTAKES NOT TO MAKE

IN DEFENDING A LAWSUIT SERVED UPON YOU
BY PORTFOLIO RECOVERY

1. Don’t ignore the documents served upon you by Portfolio Recovery Associates

YOU ONLY HAVE 20 DAYS FROM THE DATE YOU WERE SERVED TO FILE A FORMAL WRITTEN ANSWER TO THE COURT

If you don’t file your formal written answer with the Court in time, Portfolio Recovery Associates will get a default JUDGMENT against you. Then they will garnish your salary, and attach your bank accounts!

This is NOT ``Judge Judy``

Boilerplate defenses and pleadings found on the internet are almost incorrect and will not help.

2. Don’t assume that you can’t afford an attorney.

I will represent you to defend a lawsuit filed by Portfolio Recovery for a one time “flat fee” that is usually much less than what Portfolio Recovery will get in a judgment against you.

3. Don’t assume that you owe the money.

Portfolio Recovery is a huge “debt buyer”
Portfolio Recovery has to prove that you owe THEM the money.
And, they have to introduce admissible evidence to try to prove it.
If their “proof” is inadmissible, they can’t produce it at trial.

4. Don’t rely upon the internet

Arizona Courts hold a consumer to the same knowledge of Arizona law and the Arizona rules of the Court as a licensed attorney!

The internet provides answers/defenses that do not apply to an Arizona
lawsuit filed by Portfolio Recovery.

The “Law School of Google” will lead you to false defenses, useless arguments, misinterpretation of Arizona law, and misinterpretation of the Arizona Rules of Court.

It's Important that you know your rights.

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What other consumers are saying about us:

I didn’t have to worry about anything
“I didn’t even know who MIDLAND FUNDING was until they sued me! I did know that I sure didn’t want a judgment on my credit. Attorney Richard Groves handled the entire matter for me so I didn’t have to worry about anything. He charged me a “flat fee” that very reasonable. And, I won!

I recommend Attorney Richard. Groves to anyone who gets sued on an old credit card debt.”

Michael F.

I highly recommend Richard Groves
“When Portfolio Recovery sued me I knew that I didn’t know enough to protect myself, and I was really afraid that they would get a judgment against me. Mr. Groves took the time to answer all of my questions, and was very professional to me at all times. He was very tough on Portfolio Recovery! He charged me a fixed fee that was fair, so I didn’t have to worry about my legal fees continuing to increase as the case went along. Mr. Groves won the case for me.

I highly recommend Richard Groves to anyone who gets involved in credit card lawsuit.”

Rachel S.

A one time fee that was fair and reasonable.
“I panicked when Midland Funding sued me. I have worked very hard to clean up my credit the last couple of years, and getting a judgment on my credit now would have been terrible. I knew that I couldn’t fight Midland’s attorney on my own, so I hired Richard Groves. He handled everything from the day I hired him, and he got the case dismissed without me having to pay Midland anything. He charged a one time fee that was fair and reasonable. I didn’t have to go to court, and Mr. Groves won the case for me. I recommend Mr. Groves to anyone involved with a zombie debt buyer.”

Samantha L.

Articles About Portfolio Recovery

Contact Us.

Address

4045 E. Union Hills
Phoenix, AZ 85050

Phone

(602) 230-0995

Email

groves@azconsumerlaw.com

Business Hours

Mon – Sat: 7am – 6pm